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Looking back, it’s easy to think about what you should have done at various junctures in life. In fact, if you could go back in time and visit your past self, you would have all kinds of helpful advice. But as we turn to a new year, what if you were paid a visit from your future self? What advice would your future self give to you?

Because if you could make the changes your future self recommends, you’ll be glad you did.